(No Credit Check) 

Having trouble getting a credit approval? Not at Monk's! We offer a 90 day NO CREDIT CHECK financing option. This option allows you to take your furniture with you or have it delivered the next day! All you need is a valid checking account, a valid N.C. drivers license and a valid form of income.

Cash or Check

Paying cash or check is a great way to save money at Monk's. When you pay cash we do not have to pay the high credit card processing fees, so we can pass the savings along to you. Ask for your cash discount today!

Visa or MasterCard

Monk's accepts Visa & Master card. This enables us to give you more flexibility. We accept payment by phone as well as in store

Lay-A-Way

Our Lay-A-Way plan is a great way to afford the furniture you want.  There are absolutely ZERO fees. Thats Right! No holding, handling or stocking fees! We ask for at least 10% down and you can take up to 120  days to pay off your Lay-A-Way!